In-House Dental Insurance Plan

At Promenade Center For Dentistry, we never want finances to stand between you and a healthy smile.

Many patients do not have traditional dental insurance or find that their coverage is limited, confusing, or difficult to use. That is why our Charlotte, NC practice offers an in-house dental savings plan designed to be simple, transparent, and truly patient-focused. With predictable costs and meaningful savings, you can enjoy high-quality care while keeping your budget in mind.

No Insurance? No Worries!

Our in-house dental plan is created specifically for individuals and families who want consistent preventive care and savings on treatment without the restrictions that often come with traditional insurance. There are no waiting periods, no deductibles, and no annual maximums. Once you enroll, your benefits begin right away.

With this plan, you can visit us twice per year for routine cleanings (in the absence of gum disease), receive any necessary x-rays at no additional charge, and use an included emergency exam if an urgent concern arises. Best of all, you receive a discount on a wide range of additional services, from fillings and crowns to cosmetic treatments and clear aligners.

What Your Membership Includes

Our in-house plan is structured to cover the essential preventive care that helps protect your oral health while also offering valuable savings on other services. Each membership includes:

  • Comprehensive exam: One comprehensive exam per year to evaluate your overall oral health and identify concerns early.
  • Routine cleanings: Two routine cleanings per year (in the absence of gum disease) to help maintain a healthy smile.
  • Diagnostic x-rays: Bitewing x-rays and additional x-rays as needed to support accurate diagnosis at no extra cost.
  • Emergency exam: One emergency exam per year, so you can receive prompt attention if an unexpected issue arises.
  • Fluoride treatments: Fluoride treatments up to twice per year to strengthen enamel and support cavity prevention.
  • Oral cancer screenings: Regular screenings to support early detection of concerning changes in the mouth.

These benefits are designed to make it easier to stay on top of your oral health year-round, without worrying about surprise costs for routine services.

Membership Fees

We offer several membership levels to help meet the needs of individuals and families:

  • Single: $350 per year.
  • Dual: $650 per year.
  • Family of three: $900 per year.
  • Family of four: $1,100 per year.
  • Each additional child: $250 per year.

By choosing the level that fits your household, you can ensure that everyone in your family has access to consistent preventive care and discounts on needed treatment.

Coverage For Preventive Care

The preventive portion of our in-house plan has been designed to provide strong value and predictable coverage. For enrolled members, the following services are covered at one hundred percent:

  • New patient exam: Covered in full for new members joining the practice.
  • Periodic exams: Covered in full for ongoing check-ups during the year.
  • Two cleanings per year: Covered in full for routine visits (in the absence of gum disease).
  • Bitewing x-rays: Covered in full as part of your diagnostic care.
  • Additional x-rays as needed: Covered in full when necessary for diagnosis.
  • One emergency exam per year: Covered in full when an urgent concern arises.
  • Fluoride treatments twice per year: Covered in full to support enamel strength.
  • Oral cancer screenings: Covered in full as part of your preventive visits.

This structure allows you to maintain regular visits and stay proactive about your oral health without worrying about additional charges for these core services.

Savings On Additional Treatments

In addition to preventive care, our in-house plan provides meaningful savings on a wide range of restorative and cosmetic treatments. For enrolled members, most additional services are discounted, including:

  • Fillings: Twenty percent discount on recommended fillings.
  • Root canals: Twenty percent discount on root canal therapy.
  • Crowns: Twenty percent discount on crown restorations.
  • Veneers: Twenty percent discount on veneer treatments.
  • Dentures: Twenty percent discount on full and partial dentures.
  • Invisalign: A $1,000 discount on clear aligner treatment when applicable.
  • Whitening: Twenty percent discount on professional whitening services.

These savings can significantly reduce the overall cost of treatment, especially for patients who need more extensive care.

Compare Our Plan To Traditional Insurance

Traditional dental insurance often includes annual premiums, deductibles, waiting periods, and maximums that limit how much coverage you can use in a year. By contrast, our in-house plan offers:

  • A straightforward annual membership fee instead of complex premium structures.
  • No deductible to meet before your benefits apply.
  • No waiting period for preventive services or discounts.
  • No annual maximum to cap your savings on treatment.

When you compare the cost of our annual membership to the typical expenses associated with cleanings, exams, and x-rays, many patients find that the plan can quickly pay for itself, especially when they also take advantage of discounts on restorative or cosmetic treatment.

Important Plan Details

To keep the plan simple and focused, there are a few important guidelines to understand:

  • Practice only: The plan can only be used at Promenade Center For Dentistry.
  • Specialist referrals: The plan cannot be applied to services provided by outside specialists.
  • No combination with insurance: The plan cannot be used together with other dental insurance plans or certain third-party financing programs.
  • Payment timing: The member portion for services is due at the time of treatment.
  • Nonrefundable: Membership fees are nonrefundable, and unused benefits do not roll over or receive a refund.

Our team is happy to review these details with you and answer any questions before you enroll.

Enjoy Affordable Care In Charlotte, NC

Our in-house dental plan is one more way Promenade Center For Dentistry supports patients in Charlotte, NC, and the surrounding communities. By combining essential preventive care with meaningful discounts on additional treatment, we make it easier to prioritize your oral health all year long. If you do not have traditional dental insurance or are looking for a clearer, more predictable alternative, consider joining our in-house plan. Contact our team today to learn more about enrollment, choose the membership level that fits your household, and take the next step toward convenient, affordable care for your smile. 

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